Trophy Point Investment Group acquires, invests, or lends on real estate or assets. We spend an inordinate amount of time calculating margin of safety and managing risks and finding quality operating partners.
History
Trophy Point Investment Group was founded in 2015 when a group of West Point graduates partnered together to share our business and investing experiences. We have developed a track record of delivering superior returns to our investors, raising funds, and participating in a wide range of projects from residential and commercial real estate to logistics.
For us, it's all about maintaining focus: on meeting and surpassing our long-term business goals, on creating opportunities for our partners, and on regularly reviewing and evaluating how we can maximize profitability and value.
A note about us: we are not licensed or regulated by any government entity. We are a private fund that simply seeks to finance investments that earn us an above-average return while reducing risk as much as possible. This focus directly helps the people/businesses we invest in as it also reduces their chances of losing their money. We have first-hand knowledge of every industry that we are invested in and are dedicated to understanding the latest trends, regulations, and the overall market environment. We use this expertise to deliver above-average returns to all of our investors and partners.
Meet our team
Samir Patel
Managing Partner
Samir is the managing partner of Trophy Point.
Experience: 15 years as a private lender. He previously co-founded another private lending fund that has originated $200 million+ in private, commercial loans. Owner of multiple hotels and other real estate assets. Served as a US Army cavalry officer commanding troops in combat zones: Iraq and Afghanistan. He bought his first hotel when he was a junior in college. He has successfully served as an officer in the US Army serving as the chief operations officer of a 1,000-person organization. Samir teaches real estate entrepreneurship at Georgia State University.
West Point: BS, Arabic & Economics
Georgia State University (Atlanta): MS, Commercial Real Estate
Emory University (Atlanta): MBA
David Marold
Partner
Dave oversees loan policies and procedures to ensure the overall quality of TPIG’s lending portfolio and is the primary driver of the credit culture and process that ensures a high-quality, low-risk loan portfolio. Dave has over 12 years of personal experience in real estate ranging from new construction, single- and multi-family rentals, and rehabilitation of historic properties. Dave leverages this experience to coordinate all of Trophy Point’s due diligence and financial analysis of project plans. During grad school, he interned with a Fortune 100 legal office and led a consulting team who advised a regional financial company. Dave is a licensed member of the Missouri Bar Association.
West Point: BS, Economics
Washington University (St.Louis): MS, Finance
Washington University (St. Louis): Juris Doctor
Nicholas Cosmas
Partner
Nick is responsible for the oversight and administration of our loan portfolio of Real Estate, Consumer, and Commercial Loans, identifying financing and capital sourcing, as well as origination and servicing of the entire loan book. Nick comes to us with 12 years of experience in management systems at small, medium, and large enterprises. He specializes in aligning business strategy, design, and risk management with daily operations in order to support our growth objectives. His role at Trophy Point involves daily management of the firm— guiding borrowers through the loan process; onboarding investors; software procurement, customization, and implementation; managing the firm’s enterprise risk management; and leading the accounting and legal coordination for all deals.
West Point: BS, Geography
University of Hawaii (Manoa): MA, Political Geography
Missouri University of Science and Technology: MS, Engineering Management
COMMERCIAL REAL ESTATE
Most commercial real estate is secure. There is always collateral and it serves basic needs, such as shelter (apartments and condos), basic services (retail and office), and storage (self-storage and industrial warehouse).
As a company, we've been involved in the purchase and renovation of $2 million in single family residential properties netting 18% plus across all deals.
RESIDENTIAL REAL ESTATE
The residential marketplace is opaque and successful investment requires expertise from those who are deeply entrenched in the particularities of the market. Our firm's vast experience is our best competitive advantage.
Two recent projects include: financing the renovation of buildings by leveraging the use historic tax credits to increase investor return and working with a developer to construct a multi-unit new build apartment complex in military community in the midwest.
HARD MONEY LENDING
Our loans are backed by collateral with lower loan-to-value (LTV) ratios than traditional loans. But, behind the curtain are fluctuating challenges in risk management—challenges that our firm stays two steps ahead of.
Our most recent hard money lending deals in the hospitality and commercial real estate sectors totaled over $10 million while providing market-beating returns to investors.
EQUIPMENT AND LEASE FINANCING
We provide financial solutions for small businesses and middle market companies in many industries, taking into account business cycles, seasonal needs, specialized equipment requirements and other factors which allows us to add value to bottom line while making for our investors.
Working closely with business partners and dealers, we helped to source equipment purchases at below market rates for a transportation industry client by leveraging $500,000 to finance company growth while earning above average rate of return to investors.
LOGISTICS & TRANSPORTATION
The world of logistics is ever growing and evolving. With the consistent introduction of varying revenue streams and changing technologies, the opportunity for profit grows, but so does the complexity. That’s where we come in.
Our experience in finance and M&A recently allowed us deploy money from outside investors to turn a 10 truck company into a thriving logistics firm with 50+ drivers and annual revenue upwards of $10 million.
GOVERNMENT CONTRACT FINANCE
Government contracting is a little bit like the Wild West. There’s a lot of potential, but the rules can seem convoluted and vague at best. We understand this and are uniquely placed to provide the startup capital that many contractors need before executing their contracts.
We incubated the development of a lending firm that since its inception has provided over $5 million in capital needed small business to get started on government contracts.